Short term loans, known as bridge loans, are a good source of quick income to avoid penalties or problems.

A Bridge Loan is a loan that is used for a short duration of time until permanent financing is put in place. They are the perfect solution to timely real estate acquisitions or business opportunities because they allow a purchaser or investor to act quickly.

A bridge loan's terms range from just a few days to as much as 5 years. They are generally used for commercial real estate purposes to enable a quick closing, allowing the borrower to take advantage of an opportunity and arrange for longer term financing at his/her leisure.

Speed is often of paramount importance in bridge loans. Either the borrower is faced with an opportunity, such as the chance to purchase a property, business or other residence at an excellent price if s/he moves quickly. Or the borrower is staving off a problem, such as restructuring debt or avoiding bankruptcy.

Bridge loans are short-term funds that "bridge" the gap between today's need for immediate cash to pay bills and the final closing of a pending investment deal or long-term financing package. The bridge can be provided by a factor, a firm that agrees to provide front-end cash on specific accounts receivable that meet certain credit requirements on the part of the payer. The factor will typically provide 50 to 70 percent of the face value of the invoices upfront, and the balance of the funds will be paid to the entrepreneur at the collection date on the receivables. However, the factor takes a hefty fee or interest charge for this bridge.

Bridge Financial Investors, LP is able to provide funds quickly because we have access to sources of private capital. Since these sources use their own private funds, they are not encumbered by prohibitive regulations which institutional lenders must follow. This regulation-free environment enables them to perform their due diligence and fund loans in just a matter of days.

Bridge Loan General Parameters

	Bridge Loans are funded from $10,000 to $100,000.
	The terms of these Bridge Loans are from one to twelve months with No Prepayment Penalties.
	Funding can take place in as few as seven business days.
	Bridge Loans must be secured with Real Estate as collateral.
	Interest rates are negotiable.
	Upon repayment of the Bridge Loan, the borrower pays a 10% premium on the principal in lieu of an equity position.